HSBC Data Processing India Pvt. Ltd. 02/2017 – Present Kolkata, India 
Digital Transformation
• Leading Digital transformation for HSBC Model Risk Evaluation
• Python based automated monitoring infrastructure development
• Technology change initiatives and implementation for Global Risk Analytics

Change Management
• Adopting regulatory landscape (ECB, PRA) to transform model monitoring methodology
• Active part of organization structure change initiatives for Global Risk Analytics

Regulatory Reporting
• Pillar III disclosure for wholesale portfolio CR9 and C8.05
• ECB, PRA Risk Rating System article submission and self-attestation

Internal Rating Based Model and IFRS9 Validation – First Line of Defense
• Leading IRB model risk evaluation and oversight from offshore
• PD, EAD, LGD monitoring standards and performance metrics design
• Leading IFRS9 model risk management including PiT CPD, PiT LGD models
• Audit support for SoX compliance

Financial Crime Detection (Feb’17 to Sep’18)
• Case, Alerts volume trend analysis by system, region
• Trend analysis on Cases to Alerts conversion, SAR to Case closed 
• Dashboard design for monitoring Events, Alerts, SARs
• Threshold tuning exercise to avoid Front Running activities by employees under Market Conduct
Recruitment, Mentoring and Performance management 
• Hiring, and training
• Managing university collaboration for internship

Research and development
• Collaboration with universities for scoping research projects

Genpact India Pvt. Ltd. (Sr. Manager) 03/2013 – 02/2017 Kolkata, India
Responsibilities
• Led US based consumer finance stakeholder account operating in subprime lending
• Managing client expectation and scoping of projects, managing delivery
• Client development – Involved starting from pre-sales stage and won additional project for organization
• Lead organization level drive (Risk Academy) for university tie up in Kolkata for training final year students in college and recruit later 
AMEX Saudi Arabia (Manager) 10/2012 - 03/2013 Riyadh, SA
• Acquisition model development for cards 
• Pilot project on utilizing third party data for better risk quantification

Emirates Islamic Bank (AM) 4/2011 - 05/2012 Dubai, UAE
• Modeling framework implementation for retail products
• Policy assessment for underwriting and credit authorization
• Origination model for approval decision making for cards portfolio

HSBC Data Processing India Pvt. Ltd. (Manager) 12/2007 - 03/2011 Kolkata, India
• Risk based segmentation using decision tree
• Acquisition model development for consumer finance and cards portfolio
• Behavioral PD model development for personal loans to determine top-up strategy 
• Behavioral model-based line management strategy for cards portfolio
AbsolutData Research & Analytics (AM) 11/2005 - 11/2007 Delhi, India
• Successful process migration and establishment of BI reporting projects 
• Direct mainlining campaign model development
Projects and Development India Ltd (Asst. Engineer) 07/2004 - 11/2005 Delhi, India
• Instrument specification development for plants 
Team lease India Pvt. Ltd (Asst. Engineer) 10/2003 - 06/2004 Delhi, India
• Maintenance of SCADA based automation system installed in IOCL filling station

• Received several business awards from organizations worked

• MBA (Business Analytics), Indian Institute of Management Ahmedabad, 2024–26
• B.Tech (Instrumentation & Control Engineering), National Institute of Technology Delhi, 2003

• Foundation certificate: Programming and Decision Science, IIT Chennai, 2023
• FRM, GARP, 2012

Student of Indian Classical Music